• Why it is important for migrants to apply for life and and critical illness cover?

    September 27, 2013
    Comments Off
    Travelling and living in a foreign country can be rewarding and exiting, but it can also turn to be expensive and challenging. For instance, when injury or sickness and medical services or medical evacuation is needed, migrants may be in a risky situation when they do not have enough money for both life and critical illness cover.Medical costs have gone up drastically globally and the cost and quality of both emergency and routine medical care also vary tremendously from different countries. Currently, migrants who are going to work or study for not less than six months should have life and critical illness cover as soon as they arrive. This enables migrants to contribute to the cost of their healthcare.Living or travelling out of one’s country for any reason without proper insurance cover is risky to life. World Health Organization (WHO) requires international students and travelers to seek information on the risk of their health before they join another country. Travelers must seek for insurance cover that will deal with illness or health emergencies in a foreign country.Migrants will be under physical and psychological stress to meet their medical requirement without life and critical illness cover. Travelers in different countries are bound by law to pay an annual levy to access treatment in respective national hospitals or make their own provision through private health insurance cover. There are number of options for migrants to implement in such insurance covers. For example, they can purchase cover from private companies or use licensed insurance scheme from government to cover their lives and critical diseases.

    Application for any insurance cover by migrants is comprehensive and affordable globally for travel and medical insurance. The coverage is available for migrants from four weeks to two years.Therefore, it is of great importance for all travelers to ensure that they have appropriate cover before they move out of their respective countries.

  • The current state of migration after the recent Arab Spring

    August 22, 2013
    Comments Off

    The latest Arab Spring started off on December 17, 2010 when a 26-year old street trader in a small town in central Tunisia set himself on fire. The vender called Mohamed Bouazizi unwittingly prompted the revolution that in the long run ousted a 24- year-old tyrannical regime in that country and lead to an increase in unlawful arabic migration.

    The Arab Spring has breathed new life into the vivacity of the Arab people’s common identity. People must recognise that the mass mobilisation proliferated by the internet and other virtual communication varieties triggered similar reactions in different localities. Large scale surveys point out that the uprising prompted similar protests in many Arab countries.londoneye

    Governments and leading world organisations such as the United Nations and the European Agency for the Management of Operational Cooperation at the External Borders are concerned that the latest Arab Revolts would further boost arabic migration and affect migrants stranded in Libya.

    However, what instant effect of the uprising has had on the migration is uncertain, but at the moment a development of a mass migration scenario in retort to the political turmoil appears unlikely. Currently, only Tunisia has witnessed a surge of migration. Within the first three months of 2011, approximately 25, 000 migrants had landed on the Southern Italian Island of Lampedusa, and a few others have joined them. On the other hand, no similar movement has occurred in Yemen, Egypt and Syria, and the theme of migration has basically vanished from the mainstream media.

    Tunisia’s case is special due to the proximity of Europe, giving potential migrants the notion- the inaccurate notion, as it occurs- that the Italian shoe is conveniently within reach. Europe has speedily acted in response to the emergency in conjunction with the European Commission’s Humanitarian Aid and the European Agency for the Management of Operational Cooperation at the External Borders in the hope of preventing an influx of irregular migrants, and has put mechanisms in place to help migrants stranded in Libya return to their home countries.

  • Living expenditure in a foreign country – Can you get a loan?

    July 26, 2013
    Comments Off

    There is a world of difference between living in your own country and living in a foreign country. This is particularly true if you move from a developed country to a developing country. Apart from the differences in culture and language, there are likely to be differences in the cost of living and in the standard of living. There are likely to be differences in banking services too. For instance, PayPal and other credit cards do not operate in some African countries. This may be very inconvenience for foreigners who are used to online banking and credit card transactions. Fortunately, foreigners can get other traditional banking services in most parts of the world.loan

    Getting a loan from a bank in a foreign country is not a particularly difficult process. The basic requirement is that you have a current account with the bank in question. Another requirement is that you need to run the account for a period of 3-6 months. This is important because your banker needs to see some turnover in your account before advancing you any money.

    If you have a salary account, getting a cash advance to cope with your living expenditure is quite simple. In this case, you can simply apply for an overdraft and since your monthly salary is paid into the bank, you are covered. On the other hand, if you have a personal current account with the bank, you can apply for a loan the usual way. State the amount of money you need and state what you want to do with the cash. Include your repayment plan and collateral security. The loan officer will assess the application on its own merit. If you have done all the right things, you will definitely get the cash.

    Getting money from your banker in a foreign country is not that difficult. Follow all the right steps and your banker will advance you cash you need.

    You’ll definitely need that cash injection when you first go to a country just to get you on your feet. Although, it’s really important that you don’t get saddled with debt so try looking into the possibility of applying for short term loans.